Mortgages

Finding it harder to get a good deal on your mortgage?
Google Rating
5.0
Based on 107 reviews

Getting a mortgage if your income isn’t 100% PAYE can be tricky, but it’s not impossible. Because we’re not tied to a specific lender, we can advise on all the products on offer (the technical term to look for is ‘whole of the market’). This gives you more choice, making it easier to find the right mortgage. This includes contractor mortgages, even if you’re a first-time buyer.

The best mortgage deals for entrepreneurs, small business owners and freelancers

We search the best deals for entrepreneurs, small business owners, contractors and freelancers. At WIS, we can offer you expert advice and the opportunity to:

Specialist Mortgages

Contractor Mortgages

Most mortgages are based on a multiple of your income. So if you run a limited company and draw a relatively small salary, for example, you may find your borrowing power doesn’t reflect your earnings. We can help you get a mortgage that’s based on your day rate rather than how much you take out of your company. This approach gives the lender a true picture of your earnings, which in turn can really boost your borrowing. You may walk away with a better interest rate too.

First Time Buyer Mortgages

Getting on the property ladder for first-time contractor buyers can be overwhelming. Our team of specialist advisers can take away the stress and guide you through the process step by step. We’ll help you find and secure a mortgage to suit your needs so your dream of owning a home can become a reality.

Buy to let through a company

If you have substantial funds in your company and are serious about building up your property portfolio, you could consider setting up a special purpose vehicle (SPV). This is a special type of limited company which exists solely to buy and rent property. SPVs can help you save money as they are not affected by recent property tax changes. As accountants, we’re always on top of tax changes and can advise on setting up SPVs. We can help you get a mortgage that’s based on your day rate rather than how much you take out of your company. This approach gives the lender a true picture of your earnings, which in turn can really boost your borrowing. You may walk away with a better interest rate too.

Other Types of Mortgages

Remortgaging

Remortgaging doesn’t have to be difficult and expensive. We can help you save money by finding a better rate or release equity in your property.

Buy To Let Mortgages

Getting a buy-to-let mortgage as a contractor isn’t impossible. With our mortgage broker partner, Blueberry Wealth, we can guide your through the process and tax implications.

Interest Only Mortgages

You can still get an interest-only mortgage on up to 50% of the value of the property. We can advise on whether this is a suitable option for you.

Product Transfer Mortgages

Sticking with your existing lender can save your a fortune in fees and charges. We’ll review your options to make sure you get the best deal.

Credit Repair Mortgages

Having a less than perfect credit score or past credit issues won’t necessarily stop you getting a mortgage. We work with specialist lenders and smaller building societies that will look beyond your credit score. Getting on the property ladder for first-time contractor buyers can be overwhelming. Our team of specialist advisers can take away the stress and guide you through the process step by step. We’ll help you find and secure a mortgage to suit your needs so your dream of owning a home can become a reality.
Google Rating
5.0
Based on 107 reviews

WIS Mortgages & Insurance Reviews

We are proud of our reputation as a leading mortgage supplier. Please read our Google reviews as evidence of our happy customers! You can also read our Facebook reviews.
saireddy S.
I have recently had my switching the mortgage to new deal with them. The process was very smooth and all the information provided and requested is straight forward and they kept informed me about the progress of my application.I definitely recommend WIS mortgages.Happy customer.
Keertikar P.
WIS Mortgages Team is very professional, expert and efficient in mortgage matters. They understand the needs of customersare very prompt & responsive to the queries raised.Highly recommended for anyone looking for a mortgage.
Pulkit S.
Very helpful team, saved lot of my time sorting out good deals
Sanjaya A.
WIS is a professional organization who puts their customer first.It was easy to communicate with all representatives at WIS, and our remortgage was handled smoothly.Great customer experience and we would recommend WIS services to anyone.
T J W.
Brilliant company to work with. Courteous and professional. My agent is called Anoj and he made the transaction made easy. Highly recommended!!!!
Karan K.
Very professional team and easy to contact every member. Will definitely recommend them to other's and I am quite sure no one will be disappointed with there services.
vijay K.
Had an amazing experience with WIS Mortgages. They are so dedicated and patient with all your requests. Definitely recommend.
Viv
I approached WIS mortgages services following a recommendation and I have not been disappointed. From Day 1 the service was professional and very customer focussed. Everyone on the team takes ownership and are biased for action at every turn. Even at a difficult period and slowness with lenders , WIS team members were always pushing for results and in the end I got the mortgage in the requested timeframe. I will certainly use them for my next mortgages and more than happy to recommend them in my network. Star Team! Thank you.
gtvikram
I can’t recommend this company enough, I’m a returning customer and would not use anyone else ! Thank you Ifthikar and team.
Scott T.
Great service can not recommend highly enough.
Nandigam M.
Good and prompt service.. Understands needs perfectly... Always available for answering queries... Highly recommend for anyone looking for mortgage...
Ravikumar Thirumalai A.
yogesh P.
I truly enjoyed the entire transaction experience since beginning till closure, a very professional approach, and approach to walk an extra mile whenever needed.I recommend to all my friends.Thanks a lot.
Senthil A.
My first time dealing with WIS. Has been a great pleasure to work them. They worked hard to get the right value deal despite the Covid challenges. All of the team were very professional and extremely helpful in dealing with questions. I have already recommended them to a few of my friends.
Abhishek V.
Great services with quick turnaround from inception to mortgage offer in hand. WIS is prompt and remarkably efficient in meeting out their client expectations. Hence a 5 star rating overall for WIS!! Keep it up.
Radhish Raj R
I went with WIS as they are my Accountants too - and I am so glad that I did! At every turn they displayed the professionalism and accessibility I have come to expect from WIS.Lakna Rajapaksha was my point of contact and she was an absolute delight. She trudged through the heap of Help to Buy paperwork effortlessly and got everything in order very quickly. Dealings with the bank were really smooth as well.The best part of the whole experience for me was their availability at all reasonable times and willingness and unlimited patience to take the time to answer the deluge of questions we had.Overall, brilliant and professional and would definitely recommend.
Arvind B.
I truly appreciate the kind assistance provided by WIS team. It was really a good experience with them in terms of clear guidance, timely updates, option analysis, time-line prediction and taking our requirements into account. Thank you.
Vinay G
I have been using WIS Mortgages since 2018, initially for my first mortgage and later for remortgage deals. They have been excellent in finding me the best deals, communicating with clarity and updating me on a regular basis throughout the process. I have recommended them to many friends who have also found them to be very professional and providing a high quality service. I wouldn't hesitate in recommending WIS Mortgages to others in the future.
Pravachan G.
Very professional service provided by Ifthikar and his team members, I will highly recommend to others
Karthik R.
Very Helpful Mortgage Solutions and Responsive. They have provided Great Help and Support in finding the Mortgage. !
irfan M.
We recently purchased our second house. A friend of mine suggested WIS Mortgages. We spoke to the consultants about our situation as I am a self employed and my wife is in a permanent employment. The consultants were very helpful and seem to have a lot of experience in mortgages. It was a kind of one stop shop for the mortgage and insurance. It was a really smooth experience and we got our our mortgage decision within 5 days after applying. Now we are moved in after 8 weeks.I would definitely recommend WIS Mortgages to friends.
Krishna C.
I have been with WIS for a couple of years. Not only were they helpful w.r.t accountancy services, but are always very responsive even for ad hoc requests like documentation for parents visit visas etc ensuring that they have a happy client on the personal front as well. That I have my mortgage go through them which was done very smoothly is just the icing on the cake. Thanks Ifthikar and team for the awesome work you have been doing.
Ray P.
WIS Mortgages have helped me secure a new mortgage and also a number of remortgages. On all occasions the team was very thorough in eliciting my requirements and matching these with the best deals. I have found WIS Mortgages to be very professional, clear and efficient in all our communications. I would have no hesitation recommending WIS Mortgages to my friends and family.
Emma W.
I count on WIS for various aspects of financial advice and they haven't let me down! When my mortgage was up for renewal they gave me sound advice that was tailored to my circumstances and has saved me a significant amount of money in terms of interests and repayments. Not only that, they quickly sorted out the new mortgage for me - the process was completely painless. Thank you, WIS!
FWW F.
Really happy with the services provided by WIS Mortgages and Insurance.. Highly Professional and very helpful and clear. Will recommend them to all
Swaraj R.
I have been using their accountancy services since Nov 2017 that too recommended by a friend but have never looked back since.The time came for me to approach their mortgage services as I am a contractor/self-employed. So to avail a mortgage was a bit challenging but WIS mortgages helped me out.They not only got me a good deal but kept me abreast about every minute detail possible when it came to home buying.Would not hesitate a bit in recommending them to anyone who wants to avail a mortgage being self-employed.
Karthik S.
My recent remortgage was handled by WIS Mortgages team. Throughout the process they were very helpful and ensured that the completion was done successfully on time. Thanks WIS team for making it a smooth process.
Suresh Babu A.
WIS processed remortgage for my house ,Very professional and supportive, I can recommend..
FIROZ A.
deep m
I have been working with WIS for last 7 years, Been using contract/umbrella Company and mortgage services. I found them very responsive, professional and knowledgeable.
deepesh R.
WIS mortgages helped me secure a mortgage which, being a contractor, I thought was very difficult , specially in this current COVID situation. They helped throughout the process and made the whole experience stress free. They are very professional and I highly recommend them.
Razia G.
WIS mortgages are very professional and experienced mortgage service providers. They are very easy to approach and always there to assist with any questions we have regarding mortgage. We have used WIS mortgages multiple times for remortgaging, porting products and corporate mortgages etc. Ifthikar always provides a personalised service that gives us more confidence and respect for me. We would absolutely recommend WIS mortgages and cannot thank enough for making our journey of buying house hassle free.
Gnaneswaran K.
I have used WIS Mortgage service for my first house purchase. They were very helpful when securing the mortgage and got a very good interest rate. Being as a contractor, securing a mortgage is bit challenge, but with WIS it was a easy process. I will recommend WIS Mortgages to my friends in future or whenever needed. All the very best team. Thanks.
giridhar V.
I have used WIS mortgages for over 5 years for all my mortgages. They are very quick in responding and the team keep checking out best options in the markets until completion. Highly dedicated and motivated team.
Raju L.
It’s a excellent team at WIS. They are professionals and very knowledgeable.What sets them apart from other firms is their personal service, you are not just an entry in their system but you will get a personal attention all the time.This is very very needed interns of mortgages as each case situation is different.200% recommended.
Manmohan S.
Its already 6 years with them and cannot praise enough for the value WIS team provides me with all my limited company's accounting needs. I've dealt with other accountancy firms in the past and WIS are not your average accountants, always professional, willing to help, timely and go the extra mile. I really like the personal approach these guys take and other value added servcies they cover making them one-stop-shop for most of my financial needs. Highly recommended.
RANJIT D.
Being a contractor, I was recommended to WIS mortgages by a friend. Accordingly, I did my remortgage with WIS. I was very happy with professional service from Ifthikar and his team e.g. getting a good deal, producing the right documents, finally getting the remortgage. Highly recommended!
Pravat M.
Me being a contractor, I have taken WIS mortgage service multiple times and would recommend them highly. I find them very professional with an excellent service. Contractors looking for mortgage must give them a try.
Nisha O.
Amazing service, the team at WIS made the whole journey of buying my first home so smooth. Exceptional service and such an amazing team, response times were so efficient and the team really helped me to understand the process each step of the way. They helped so much with chasing up and making sure completion was as smooth and quick as possible. Highly recommend the team so talented and experienced at what they do. Thank you for making my experience so comfortable and efficient ! I look forward to working with you again !
Vikas A.
From start to finish, the team was exceptional. They helped with all aspects and even did chase up with others as and when required. Despite the pandemic and circumstances beyond anybody's control, they managed to complete as per originally agreed timelines
sat P.
I am a contractor and did my remortgage with WIS. They were helpful in getting me a good deal and help we through the process end to end. Keep up the good work.(y)
Prosenjeet B.
Being a self-employed person who owns a property, it was quite a difficult job to find a suitable mortgage or re-mortgage. This is where WIS Mortgages specializes. They not only understands the pay pattern of contractors like us but also able to suggest the right path.Like any other mortgage providers, they are good in finding good deals too and are very responsive to your queries.
Anand T.
Contractor/Self-Employed Re-Mortgage:Excellent team of professionals, sorted my re-mortgage without hassle. Will definitely use them in future. Highly recommend.
ashish A.
I took help from WIS mortgages for remortgaging my current property and also buying a new one. It was a complex situation but WIS mortgages were able to sort out both mortgages and managed to get very good rate. They were always available to answer my questions. I was a bit worried initially as I was working as a contractor but WIS rightly assured me that everything will be managed and they were right!!Highly recommend WIS mortgage based on my experience.
Nataraj B.
We went with WIS on recommendation from a friend and were delighted at the service. We found the staff listened & understood our requirements, all ways available to answer any questions that we have had. We were converting the existing home into buy-to-let and along with new house purchase; WIS staff worked out the numbers and had to redo a couple of times due to buy-to-let mortgage shortfall. Staff at WIS were patient and worked out the numbers, resubmit and reapprovals on the new purchase, making it a seamless and troublefree transaction. Thanks a lot and going to come back for a remortgage.
Dani J.
I have used WIS mortgages a few times now for mortgage and remortgages, they are very friendly and highly professional. More importantly they have always gone the extra mile , following up every step of the process and have always secured the best rates possible compared to what I could find elsewhere. Highly recommended!
Naved S.
WIS has helped me get my first mortgage and remortgage, to be honest the best service you can get. Me and wife were worried about all the paperworks and mortgage thing but Ifthikar explained us personally, in my remortgage I had few options but WIS provided the more economical option. i definitely recommend their services. They understand your need and treat it with utmost flexibility.
Javed K.
Excellant service provided by WIS.I used there services for the accountancy and to get the mortgage/remortgage .They are very friendly and helpful, provided the best rates in the market both the times.I am very pleased with the service provided by WIS. Thanks to Ifthikar and his team. Highly recommend
Angad B.
G E
Was contracting for the first time and realised only a few lenders would consider my mortgage application. WIS helped me to find the right lender first go. Would recommend..
Ariba S.
WIS Mortgages provided an expert mortgage advice for a contractor like myself, assisted me from start to end of my mortagage application for my first home, taking time out to answer any questions I may have, making the whole journey very smooth. For an individual like myself who works as an interim employee or contractor they sourced the best available rates from the whole of the market. Very helpful, informed and supportive team and organisation.
Kajan P.
I was recommended to WIS mortgages by a friend and I can say that these guys were excellent throughout the whole process.They are very responsive and were very clear in all the options available to me and helped me make an informed decision. Once the product was chosen they made sure the whole process until completion was smooth! HIghly recommended!
Reddy L.
WIS Mortgages helped me couple of times. WIS Team has access to wide range of mortgage products, I received great deals both the times. They are very professional, easy to approach, happy to take time and explain if there are any questions and also follow up regularly with all other parties like solicitor, Estate agent to make the transaction smooth. I highly recommend WIS Mortgages for any one who likes to avail mortgage/re-mortgage services.
Nadeem A.
A very professional mortgage service accomplished by Ifthikar and team. Got a very good deal for my remortgage. I would love to recommend.Best of luck to WIS.
Bilal A.
The whole transaction was handled in a very professional and timely manner. Would recommend without any reservations. Process explained in a easy to understand way and help was only a call away. Thanks
Manish J.
Friendly people and professional service!I took WIS Mortgages service, first for my residential mortgage and then for re-mortgage. And both times, I got the best available rates in the market and profession advice on the subject. They manage all the paperwork very efficiently and always available to discuss with my Estate Agent and Solicitor when needed. Very pleased with the complete process. Keep up the good work WIS Team!
Anoj F.
n D.
I have used WIS Mortgages for few years. They have provided me with good recommendations and their service is great
Nitin M.
Such a wonderful team. In general I do not trust brokers irrespective any industry ;-). But with WIS mortgages, I confidently say TRUSTWORTHY.Dealt my case with utmost importance as if I am the only client for them :-D. However, I am sure that's not the case and all the clients are equally important to them.The benefits I can see now. Thanks Ifthikar and Kasuni
Haris Structural C.
P A
I have been really lucky to come across the team of WIZ Mortgages. They have done two mortgages for two properties for me, both were at Market beating rates. About 3 yrs ago, me and my wife went around to many brokers and banks, looking for advice to plan our next home. However, the answer was the same, you need more money or reduce your liabilities to nothing. Team at WIZ Accounrancy however, tried to understand our financial situation with the focus purely based upon our requirements. They took all our financial details, and did their due diligence to come back with a plan, to realise our dreams. Within 4 months, I moved into a newer property and was ready to become a landlord. The key difference with WIZ team and other brokers was that, they do not apply a blanket criteria for their customers. Instead, they strive to find the right set of mortgage that would fit with the customers need. I will definitely use their services again and highly recommend them to the new customers.
Rajeev C.
WIS accountancy manage and provide support to my company since 2014. They are very organised and taken care of my accounts work very well. The staff are very supportive and prompt for any kind of query. Time to time provide necessary information about HMRC rules and new changes in the accounts.I am really happy with their service and support.ThanksRajeev
Narayana R.
Ifthikar and his entire WIS mortgages team are outstanding. Hats off to their help, suggestions, knowledge depth around mortgages, finances and more over their patience in listening to their customer. They are part of our house purchases journies and their continuous support throughout was outstanding. Ifthikar, he is not just a mortgage advisor to me, he is a like brother whom I can trust n rely on .. I don't need to worry about remortgages or insurance renewals as they are very proactive in sorting out for me ... @WIS Team, thank you very much for your continuous help. I wish you all, all the best ..
Lokesh G.
Perfect advice! I took Wis Mortgages service for purchase of 2 properties. I got the best available rates in the market for new residential mortgage and Remortgages. Perfect advice to manage the funds and paperwork to avoid any surprises. Very pleased with them. Definitely recommend.
Ajai S.
Fantastic people to work with ... kept me informed every step of the way and responses were very quick. Dealing with WIZ was hassle free.
Satya N.
Great Team and very good serviceI am very happy with WIS Mortgages end to end process for my Remortgage
Pavithra B.
Thanks a lot team. Happy mortgage and WIS team collaborative team work got us the best deal in the market during our remortgage process. Even if they find good deal team calculates all the benefits and keep customer informed and reworks on paperwork without any hesitation and completes the process. I would recommend to all friends for anything in future. Well done team. Keep up the good work.
N A.
WIS mortgages are very professional and experienced mortgage service providers, easy to approach and always their to assist and enlighten you with any questions you have with your mortgage, we have used WIS mortgage services twice now, to buy our first house and to re-mortgage it after 2 years. On both occasion, we have had an excellent service from WIS mortgages, hassle free, quick and very efficient. We would absolutely recommend WIS mortgages and cannot thank enough for making our journey of buying a house a seamless experience.
Pooja J.
It was smooth and swift experience, Thank you very much to WIS Team .
mili K.
I would highly recommend WIS to anyone excellent customer service, especially first time buyers like myselfHelp me get best mortgage and remortgage deal without any stress .They kept me updated with progress without me asking them.Ifthikar and team were very professional, friendly & helpful.I am with WIS accountancy for more than 8 years and counting and I always received excellent level of service from them 🙂 . Well done WIS ! *****
Satya srinivas B.
WIS mortgages really helped us on re-mortage and the sevice was really good ... the whole process was very good ... un-stressy with good nice interest rate in the market. They have really very nice team and communicates eveything on time with all status.
Sreedhar G
Excellent service. WIS team had done great job with my mortgage approval process.
Hasna M.
I have used WIS Mortgages for my first mortgage and also for my renewal 2 years later. The customer service is honestly brilliant. My first mortgage was a long process and they were great all through the journey. I put my offer in before I even had a mortgage in principle in place and they stormed through it and got me the best deal I could afford. Second time again, fantastic. Iftikar, Shihara, Tersha and the team made my life a lot easier! Great company fully recommend!
Nadeera W.
Great service and such a friendly and efficient team. Got our initial mortgage and remortgage sorted efficiently and didn’t have any stress at all. Would always recommend WIS for all their brilliant services.
Pradeep A.
Great company, great people and great service. My mortgage was sorted without any hassle. Will recommend to anyone!
deepthi B.
WIS team have been helping us with our mortgage and re-mortgage. We are always pleasantly surprised by them offering better than the best mortgage deals available in the market. They have been very prompt in answering all our million queries and do not hesitate to chase when something was pending from us. Would highly recommend them anytime.Ifthikar and team are world class!
Shefali S
Have been using WIS group for last 8 years. Very satisfied with their services. Be it accounts, life insurance, mortgages, they have been outstanding.Recently used their mortgage services for remortgaging. The team was on it from day one. Ifthikar, Tersha, Shihara, Inuri all were so helpful and found the best deal for me. They were very good and quick to get it done. I did not have to worry about any thing. They kept me updated with the progress. Excellent team. I would definitely recommend them for a hassle free and best deal.
Sobia A.
Absolutely brilliant team, very responsive and got me a fantastic mortgage rate. I had no issues with the entire process, everything was explained to me in detail, and I asked a lot of questions which were answered with patience and professionalism. I highly recommend WIS Mortgages!
Vin N.
Amazing team of mortage specialists. Very friendly and approachable. Made my whole mortage approval process a stress free experience. Went above and beyond for an issue with my application and sorted out the issues at lightning speed. Highly recommend them. Great work team, keep it up.
Yogesh R.
We are quite pleased with the service we received from WIS Mortgages with our remortgage. They found us a deal and helped us save money. The process was very smooth too. Hope to speak to you again in future. Thanks team WIS.
Gaurav B.
WIS Mortgages has a very dedicated and knowledgeable team. They tend to go an extra mile to provide exceptional services. I have been using their services and I am very happy with it. I would highly recommend it!
S 1.
My experience with WIS mortgages was very good. WIS were very professional in their attitude, always keeping me informed of things. They did lot of hard work behind the scenes. They were always available when required. In my case, to expedite things (bank was delaying the process at their end of no reason) WIS Mortgages intervened and made it happen.I will again work with WIS Mortgages in the future.Skaria
Sameer D.
I used WIS mortgages for the first time. It was best experience. I had mortgage that involved two properties, it was complex indeed. WIS made it possible with very smooth transition from my previous lender to the new lender. They proposed best possible solution in my circumstances and kept me updated during the whole process. I definitely recommend them for anything related to accounts or mortgages.
Manoj D.
Really happy with the personalised and profession service from WIS Mortgages. The Advisors were quick to respond to any queries or accommodate any changes I requested. Would use them again
Alok D.
I am very thankful for WIS Mortgage's professional, responsive and honest assistance with the whole mortgage process from beginning to the end. They made themselves available to me via any method of my choice - email or cell phone, which I appreciated and took advantage of. Iftikhar kept me updated by sending an email at the end of the day, every day. I am grateful for all of Iftikhar's work he devoted to my First home purchase. I would definitely recommend WIS mortgages.
Amit R.
WIS has been the easiest mortgage providers i have ever encountered. The amazing thing is they take all of your burdens and find out the best deal possible in the best possible way. I had a very complex type of mortgage and they just made it so easy for me with cheapest mortgage rates. The people at WIS are extremely helpful and they listen to your needs and understand the requirement. I cannot end writing good things about them. I would highly recommend their service. A very good experience indeed.
Anshu D.
WIS Mortgages are simple amazing! very high quality service, totally customer focused. You are never left uninformed, every detail is followed up and you get an answer or followup to any of your queries in litrelly mins. They can provide you with the best of the deals customised for your situation and needs. They have gone far more than our expectations. Others that I have tried in the past come no where close to their customer service. Ifthikar and Team coordinated with everyone involved, ranging from the Mortgage Lender, the solicitors, the property agents. Thanks very much guys!!
Naga J.
WIS, You guys are excellent, thank you very much. Apart from finding a good deal, having some to provide timely responses and support during the mortgage process is very important and with you, i have always got that. Thank you very much
Ponraj S.
I was worried at first that the changes in my circumstances would not be able to get me a mortgage. However, the team at WIS spoke to a few lenders and found me the right mortgage based on my circumstances putting my mind at ease. I would 100% recommend WIS Mortgages to anybody that requires a mortgage.
Hemantkumar G.
I experienced going through the process of buying house with WIS Mortgages and in my personal humble opinion I would rate it as excellent.Purchasing a property is not as straightforward as it might deceivingly sound, especially with the changes in law, market and so many other factors contributing, you need someone who has the required expertise and knowledge in terms of guiding someone through this long cumbersome process. All the advices I got from WIS Mortgages were absolutely professional, be it choosing the lender, time for buying property or helping with documentation.Task of getting into property ladder was making me nervous as I always wanted to buy a house but somehow seemed to be lost with “where to go, speak or start”. Being a first-time buyer, I saw how my decisions based on WIS’s professional advices were so fruitful and if I was doing it all by myself, I could have been on the losing end. Having said that, I think, if I would ever buy property again, I would always go with WIS Mortgages, as I now know, it’s absolutely difficult to manage everything by myself.I highly recommend WIS Mortgages and I am sure, you’ll say the same when you see the quality of their professional service.
M P B.
WIS Mortgages have secured two re-mortgages in 3 months advance for me. They include one residential and one Buy-To-Let Mortgage. As a contractor it is sometimes very hard to get right Mortgage and need to submit lots of documentation. I found going through WIS Mortgages is easy and hassle free, as I just submitted my personal details with minimal documentation. Thus they did rest of all the job and cherry picked two Lenders for me with few options. I have chosen right one which suits me and completed both the Mortgages recently without any issues. It's a smooth transition from old Lender to new Lender. WELL DONE WIS Mortgages and thank you very much for help. It's pleasure going through you!!! 👌👌👌Mohan Bhavanam
Amjad G.
Great service, I have now used them about 3 times and they have never let me down. WIS present you with suitable deals based on the circumstances and be with you all the way through to completion. They even chase your solicitors on your behalf!Good job guys, keep going!
RaviShankar A.
WIS Mortgages made my first home buying experience look more simpler than I imagined and expected based on what I understood from lot of information I had. They took the initiative, kept me informed and advised at crucial junctures to help me get the best product, rate and service I could ever imagine.I could not praise enough the professional approach and availability of the team in ensuring I was always ready with details. Being a contractor and getting the product and rate I got was really great result. Please give them and opportunity and I am definitely sure that you will write a review like me..
venkatraju P.
Excellent service with WIS Mortgage team. I went through them for my 2 properties. Ifthikar has lot of patience, he patiently listened to my circumstances and provided proper guidance.The entire process was smooth, transparent and hassle free. I would definitely recommend WIS mortgage.
Pradeep A.
Great service, very transparent and helpful. These guys have tie up with many lenders and got me the best possible rate. I thoroughly recommend WIS mortgages. The whole process was very smooth and hassle free.
Kuldeep M.
Great services from WIS Mortgages. Happy to recomend anyone.
Ananda S.
Very nice experience throughout the process. Ifthikar and co were very helpful and as a first time buyer I needed quite a lot of their time for getting explanation at each step. Plenty of options presented to me with explanation for each one while choosing a lender, indeed that helped to choose the right one for me. When things were going bit slow on Solicitor side they continuously chased them to make it happen on time without any hassle. I would highly recommend them.
R B.
Effortless mortgage advice provided by WIS Mortgages. Good people to deal with for any future mortgages. Very pleased with the service.
Faisal A.
I am an IT Contractor. In the past sometimes It is difficult to get the best deal and also maximum borrowing. Contractor mortgages are not very easy to obtain.However, WIS team helped me get a very good rate and maximize my borrowing - they used my day rate and I was able to borrow the amount I wanted.There is usually a lot of paperwork - but because WIS Mortgages and WIS Accountancy work so closely - I had very less paperwork to deal with. They had all my details.Similar with follow-ups with the bank and with solicitors. Everything was taken care of from start to finish. So I was always informed and had peace of mind. Very different from previous mortgage experiences that took a long time.Ifthikar and Suneth even suggested I go for Relevant Life cover and pay insurance through the company so I can make tax savings.We even discussed Inheritance Tax planning.Overall I am very satisfied with the service and that they even helped me make savings.
Jawad U.
Thanks a lot WIS team for such a great service. I've used WIS mortgages couple of times and always a five star service.Thanks Ifthikar for all the time you spent explaining details and giving me updates.
Chandrakant S.
I would like to thanks for an excellent service provided by the WIS Mortgage team, delivered as promised. Keep it up.
Andrei M.
The whole process was extremely smooth. Clear communication on all the steps, they have even requested the updates from my solicitor to keep me up to date. All details about mortgage and mortgage application were clearly explained.I've made a quote through another company, however WIS Mortgage had a wider range of lenders and better APR without any charges.P.S. The next day after moving into a new house we got a small present - really nice touch 🙂
ramu C.
WIS Mortgages has been extremely professional. They kept me updated at each stage during the mortgage. I would highly recommend to all my friends without any hesitation.My heart filled thanks to each member of the team, Specially Ifthikar and Inuri for keeping me informed during the entire process
surender K.
Ifthikar and the WIS team coordinated my product transfer with no hassle to me.They helped me find the best product and ensured that I would not have to pay the expensive SVRThey kept very close contact from start to end. I would highly recommend them
Prasanna Iyyappan S.
WIS Mortgages deserve 7 stars for their outstanding service delivered seamlessly!1) Fast and efficient in Mortgage advisory and brokerage services2) Excellent communication by keeping clients up to date on the progress of application3) Detailed information with appropriate documentation submitted to ensure smooth application processOverall, "Best In Class" service tailor made to serve clients in a highly sophisticated UK Mortgage market!All the best Ifthikar, Nivethini & Team!
Yogender S.
Chrismal P.
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Legals

WIS Contractor Mortgages Ltd is registered in England and Wales. Registered Number 11496588. Registered Office 4 Imperial Place, Maxwell Road, Borehamwood, England, WD6 1JN. WIS Contractor Mortgages Ltd is authorised and regulated by the Financial Conduct Authority. Registered number 824411.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Terms & Conditions: Initially we offer a free consultation and if any fees were to be applicable to you they would be clearly explained during the free consultation. Every mortgage discussed would be assessed on two considerations, the mortgage amount and the complexity of your individual circumstances. For providing independent mortgage advice fees may apply up to a maximum of 1.5% of the loan value. If fees were to be charged we will always explain and agree with you exactly what you will be charged before you decide to proceed with an application. These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.

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